Deefrent has built software in Nairobi since 2017. We now own two products: AI Digital Employees, governed AI workers for any business, and IntegWatch, financial-crime intelligence for banks, SACCOs and fintechs. This page is for investors, grant funders and partners.
Two products we own, designed to be sold by subscription and delivered by the practices that have built systems for African organisations since 2017.
Governed AI workers for any business. Each one has a role, approved tools, company knowledge, approval rules and an audit trail, and works inside the systems a business already runs: its ERP, CRM, mobile money and bank feeds. They take repetitive work off staff, which frees staff time and reduces operating costs.
Financial-crime intelligence for banks, SACCOs, microfinance institutions, fintechs and payment service providers: transaction monitoring, rule authoring and case management, with screening and network analysis in development.
Our practices implement both products and connect them to the systems clients already run, and they take on the integration and software projects clients bring us.
Three kinds of customer, each reached through the same products and practices.
Businesses with 10–200 staff: distributors, clinics, SACCOs, private schools and field-service firms.
Banks, MFIs, fintechs and payment providers.
NGOs, development partners and government agencies.
Regulators are turning anti-money-laundering reform into technology requirements, and Kenya's tax authority now checks business expenses against electronic invoices. Each point links its public source and the date we last checked it.
Kenya remains on the FATF list of jurisdictions under increased monitoring. Monitored countries have to show that their reforms work in practice, which takes monitoring, screening, reporting and audit trails, not only policies.
FATF: Jurisdictions under increased monitoring, 19 June 2026fatf-gafi.org · checked 23 September 2026
The Central Bank of Kenya’s draft 2026 risk-management guidelines expect banks to run AML/CFT transaction-monitoring systems that cover customer accounts and transactions and identify unusual activity.
Central Bank of Kenya: Draft Risk Management Guidelines, 2026centralbank.go.ke · checked 23 September 2026
Since 1 January 2026, KRA checks the income and expenses in income tax returns, from the 2025 year of income, against eTIMS, withholding tax and customs records. Expenses without a valid eTIMS invoice are at risk of being disallowed.
KRA public notice: Validation of Income and Expenses in the Income Tax Returnskra.go.ke · checked 8 October 2026
The Central Bank of Nigeria’s 2026 reforms set baseline requirements for automated AML/CFT systems at banks, mobile-money operators and payment service providers, and require real-time fraud monitoring for instant payments from 1 July 2026.
Central Bank of Nigeria: 2026 reformscbn.gov.ng · checked 23 September 2026
Somalia amended its AML/CFT law in 2025. The Central Bank of Somalia lists the amendment act among the regulatory guidelines for the commercial banks, money-transfer businesses, mobile-money services and microfinance institutions it supervises.
Central Bank of Somalia: Regulatory guidelines, including the 2025 AML/CFT Amendment Actcentralbank.gov.so · checked 23 September 2026
Uganda’s Financial Intelligence Authority began a regulatory impact assessment of the Anti-Money Laundering Act in 2026, a step towards reform as Uganda sustains its controls after leaving the FATF grey list.
Uganda FIA: Regulatory impact assessment of the AML Act, 2026fia.go.ug · checked 23 September 2026
Regional rules make compliance work reusable: the refreshed UMOA uniform AML/CFT law of February 2025 applies across eight West African states, so one compliance pack can serve a whole region.
BCEAO: AML/CFT/CPF regulations, including the 2025 uniform lawbceao.int · checked 23 September 2026
From our office in Westlands, Nairobi, we work with organisations across East, Central, Southern and West Africa.
Core banking, payments, identity, beneficiary and ERP systems for businesses, financial institutions, NGOs and the public sector. We describe our clients rather than name them.
Land one module, then expand. Pilots lower the barrier to a first purchase; subscriptions and implementation carry the relationship from there.
Each product is designed to be sold as a subscription. Implementation, which connects it to a client’s ERP, core banking, mobile money or bank feeds, is billed as a project by our delivery practices.
A pilot is scoped to one problem: one role on one channel for a digital employee, or one use case and one data feed for IntegWatch. It is measured against outcomes agreed up front and designed to convert to a subscription.
The model starts with the most painful, auditable problem, such as payment follow-ups or sanctions screening, and adds roles, channels and modules once the first one has proved itself.
Country and regional rule sets, reports and workflows for IntegWatch, designed to be reused across markets that share a regulatory framework.
We share our plans in detail in the investor deck and in conversation.
Request our investor deck. We send it, answer your questions in writing and arrange a call.
We welcome grant and digital public infrastructure partners working on financial inclusion, financial integrity and small-business productivity.
Mobile money operators, banks, core-banking vendors and delivery firms can work with us through our partner programme.
Tell us who you represent and what you invest in or fund. We send the deck, answer your questions and arrange a call. We reply within one working day.
