Banks, MFIs and fintechs
Core banking for SACCOs and microfinance institutions, mobile and agency banking, M-Pesa and other mobile money payments, interoperability, eKYC and reconciliation.
Systems for banks, NGOs and government
Since 2017 we have built core banking, payments, identity and beneficiary systems for financial institutions, humanitarian organisations and the public sector. This page is for your architecture, security and procurement teams.
For institutions that answer to regulators, donors and the public
NGOs and development partners
Beneficiary registration with fingerprints and smart cards, verified cash and commodity distributions, and monitoring and evaluation.
Government agencies
A management platform for a national public-sector agency, with role-based access for staff at its national, regional and local levels.
Five stages, each one signed off by you
Every engagement follows the same path. Each stage ends with something your team can review and approve before the next one starts.
Discovery
Workshops with your business, IT, risk and compliance teams. We map the current process and systems, agree the scope and the risks, and put both in writing.
Scope, plan and a written proposal
Architecture
The solution design, the integration contracts with your core systems, and the security and data-protection design: where data lives, who can see it and how access is logged.
An architecture your team has reviewed
Build
Short cycles, each ending in a working demonstration in your test environment. Code is reviewed before it merges, and integrations are built and tested against sandboxes before they touch production.
Working software at every step
Hardening
Testing for what goes wrong: timeouts, duplicate requests, a callback that never arrives. Load tests, fixes for anything your penetration testers find, and user acceptance testing with your team.
UAT sign-off and runbooks
Run
Go-live with close monitoring in the first weeks, then support under a service level agreed up front. Your team gets documentation and a handover, or we run the system for you.
A live system and agreed support
The security practices we work by
We hold ourselves to these on every enterprise project. Send us your vendor security questionnaire: we answer it in writing, control by control, and our engineers will walk your security team through how the system is built.
Least-privilege access
We give each person and each integration only the access it needs. Access to production is named, limited and removed when the work ends.
Secrets kept out of code
API keys, passwords and certificates live in environment configuration or your secrets store, never in source code, tickets or chat.
Encrypted and masked
Every integration we build runs over TLS, or over an encrypted private link where your network requires it. We mask sensitive fields such as ID and account numbers in logs and on screens that do not need them.
Audit trails
We build audit trails into administrative and financial actions, recording who changed what and when, so your auditors can trace any change.
Data where your policy says
We can deploy on your own servers or in the cloud region you choose, so where data lives follows your policy and Kenya's Data Protection Act 2019.
Confidentiality by default
We work under NDA as standard, and we offer a data processing agreement whenever we handle personal data for you.
IntegWatch: financial crime intelligence
Transaction monitoring and case management for banks, SACCOs and fintechs, built on an open-source engine. Now onboarding early-access partners.
Documents on request
Ask for any of these when your vendor process starts. We send them by email.
Company registration
Registration documents for Deefrent Collective Limited.
KRA tax compliance
A current tax compliance certificate from the Kenya Revenue Authority.
References
Contacts at past clients who have agreed to speak with you, matched to the kind of project you are planning.
NDA
We sign your NDA, or send our mutual NDA, before anything confidential changes hands.
Talk to our enterprise team
Tell us about the system, the timeline and who needs to sign off. We reply within one working day with next steps, and with an NDA first if you need one.